Shield Your Assets with an Umbrella Policy

Your basic auto insurance and homeowners insurance could serve you well in the face of an accident or disaster. It can also protect you financially if you have an accident with your boat, snowmobile, ATV or RV. However, all insurance policies have a limit to their coverage. Then you hear about a big accident settlement […]

Health Savings Account (HSA) Updates for 2015

We’re more than halfway through 2014 and though it may seem like 2015 is a long way off, there are changes to 2015 employee benefits that may affect you if you participate in a high-deductible health insurance plan with coupled with a Health Savings Account (HSA). The U.S. Treasury Department and Internal Revenue Service have issued new guidelines on […]

How Your Dog Figures Into Your Homeowners Insurance Policy

Americans share their homes with nearly 80 million dogs. Many people consider them to be family, treating them almost like they’re human. Most people, however, probably don’t’ think about how their dog figures into their homeowners insurance policy. That’s an oversight that could be costly if your dog acts out and causes injury or other damage. […]

What is the Difference Between Actual Cash Value and Replacement Cost?

If you’ve ever shopped for insurance before, you know that there are a lot of options out there. Some are more expensive than others, some cover different types of damages, deductibles can vary, and more. One important detail of your policy that’s good to know is how the insurance company will calculate how to reimburse […]

Your Summer Vacation Checklist

Ready to head out and enjoy the summer? Do you have . . . Life preservers? Check. Sunscreen? Check. Fishing license? Check. Away message on phone? Check. Adequate insurance? Hmmm. The last item is a little harder to answer but very important. Summer in Wisconsin and Minnesota is glorious, but accidents and loss are part […]