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General Liability Insurance

business liability 1

No matter the size and nature of your business, there are always uncertainties. We’ll work with you to determine your business risks and put together an insurance package that makes sense for your business. This will probably include general liability insurance, because you deserve it!

If you ever meet with clients, you might need general liability insurance.

Do I Need General Liability Insurance?

When you look around your business, it’s obvious that you need to protect against damage to your buildings, equipment and staff. Less obvious–but no less important–is the risk of damage to other people and businesses. This is because it could leave you paying out large sums if you are held liable.

General liability insurance mainly covers bodily injury to people outside of your business and physical damage to their property. A few exceptions to this principle include data loss and reputation damage (for example, if one of your business’ staff members defames a client).

It’s important to note this coverage doesn’t apply to cases where you are sued for giving inadequate professional advice. So in addition, you will need errors & omissions insurance (E&O) to help protect your business from that specific type of risk.

Your business needs general liability insurance if you meet clients, or have any physical access to their equipment. Additionally, general liability insurance may be a requirement before some businesses will sign a contract with you.

General liability insurance is a common necessity for most businesses. Therefore, we can help you to determine a policy that works for your unique business. Contact a risk advisor at the location nearest to you. We’ll review your information and find the appropriate insurance solution.  There’s no obligation, just good-old-fashioned advice.

Contact us!

Do you need a quote?  Click here! Also, you can call one of Risk Advisors at the location closest to you. We know you still have questions, and we are ready to answer them.

AMERY: 715-268-6624

CUMBERLAND: 715-822-3355

FOREST LAKE: 651-464-2168

OSCEOLA: 715-294-2510

PRESCOTT: 715-262-3216

STILLWATER: 651-430-0085


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