Flood Insurance 101

Flooded Street

You love living on the lake – there’s nothing quite like having such a great source of recreation and relaxation right out your back door.  However, with having a lake home or cabin, there are additional risks that you should be aware of. Namely, losses due to a flood. While you can’t recall a flood […]

Which States are Identity Thieves Targeting?

Identity theft

Identity theft continues to be the fastest growing crime in the country. In fact, more than 13-million people in the U.S. become victims each year. However, some states in the US tend to be suffering from this problem more than others. While Minnesota and Wisconsin are not on the list of “Top ten identity fraud […]

Personal Property Insurance Basics

Personal Property Insurance

When you buy homeowners insurance or renters insurance, you’re also buying personal property insurance. If you lost your personal property, such as furniture, electronics, clothing, jewelry, due to a covered loss, you likely would be reimbursed by the insurance company so you could replace them. That would include everything from your shirts and pants to […]

Why Buy Insurance from an Independent Insurance Agent?


Previously, we outlined three ways that you can buy insurance: direct from the company, through a captive agent, or with an independent agent. In that post, we described some of the advantages and disadvantages for each, and wrapped it up by explaining a few reasons why we think buying through an independent insurance agent is […]

Three Most Common Ways to Purchase Insurance


Every state has different insurance requirements and every person has different insurance coverage needs. If you live in Wisconsin and you own a car, you must carry a minimum amount of liability coverage. If you live in Minnesota, a different set of rules apply. If you are still making payments on your car, your bank […]