What is the Difference Between Actual Cash Value and Replacement Cost?

If you’ve ever shopped for insurance before, you know that there are a lot of options out there. Some are more expensive than others, some cover different types of damages, deductibles can vary, and more. One important detail of your policy that’s good to know is how the insurance company will calculate how to reimburse […]

Your Summer Vacation Checklist

Ready to head out and enjoy the summer? Do you have . . . Life preservers? Check. Sunscreen? Check. Fishing license? Check. Away message on phone? Check. Adequate insurance? Hmmm. The last item is a little harder to answer but very important. Summer in Wisconsin and Minnesota is glorious, but accidents and loss are part […]

Tornado Season Has Arrived

Just as we are recovering from blinding snowstorms and icy roads, we “welcome” tornado season. Instead of hearing wind chill statistics, prepare to hear about the F scale—the method used to rate the intensity of a tornado. Tornadoes run the gamut from F0 through F5, signifying the lowest to highest wind speeds. However, even an […]

Choosing a Deductible for Your Car Insurance

Those of us living in western Wisconsin and eastern Minnesota have a tough choice—Vikings or Packers? You can’t be both and there’s no way to “hedge your bets.” That’s all the more reason to hedge your bets, that is, counterbalance your risk of loss, in other areas of your life. How? Choosing a car insurance […]

Wisconsin’s Fishing Season Opener

Now that the snow is gone, it’s finally starting to feel like spring here in Wisconsin. After Mother Nature’s not-so-funny April Fool’s joke of yet another winter storm, it’s safe to say the recent sunshine, chirping birds, and warmer temperatures are here to stay. With the longer days of spring comes the kickoff of Wisconsin’s […]